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Best Licensed Moneylender Pte Ltd | Licence No. 48/2026
By Best Licensed Moneylender
Updated 7 September 2026
Comparing Best (Best Licensed Moneylender Pte Ltd) with 365 Credit Solutions? Check the written loan cost and monthly repayment first. Then weigh the practical difference between Best's North Bridge Road office and 365 Credit Solutions' Far East Plaza location and published weekend hours.[1][3][5]
Best Licensed Moneylender Pte Ltd publishes this article and is one of the lenders compared. This is not an independent review. It uses public lender information and Ministry of Law guidance checked on 7 September 2026. It is general information, not a personalised recommendation or a promise of approval.
Best may suit you if North Bridge Road is convenient and you want to discuss the proposed costs and repayment schedule before deciding. Its website describes Myinfo applications and an explanation of approved terms before signing.[1]
365 Credit Solutions may suit you if Orchard is easier to visit or you need to enquire about a weekend appointment. Its website publishes Saturday and Sunday opening hours and advertises interest rates as low as 1% per month, with terms and conditions applying.[3]
That advertised rate is a starting point for questions, not a personal quotation. Compare the actual offers before deciding which lender suits your budget.
The Ministry of Law list dated 1 August 2026 identifies both lenders and their approved addresses:[5]
Best Licensed Moneylender Pte Ltd: licence 48/2026, at 13 North Bridge Road, #01-3984, Golden Beach Vista, Singapore 190013.[5]
365 Credit Solutions Pte Ltd: licence 16/2026, at 14 Scotts Road, #03-63, Far East Plaza, Singapore 228213.[5]
Best publishes Monday to Saturday hours of 11am to 7pm.[1] 365 Credit Solutions publishes Monday to Friday hours of 10:30am to 8:30pm and Saturday and Sunday hours of 10:30am to 5pm, with public-holiday closure.[3]
Those hours may matter if you cannot visit during a working day. Confirm the current hours and appointment availability before travelling. A Sunday opening does not guarantee that your application will be approved or completed that day.
Not necessarily. Its website advertises rates as low as 1% per month, subject to its terms and conditions.[3] Ask what rate applies to your application, how interest is calculated and what fees are included.
Best's website tells borrowers to compare the written interest rate, administrative fee, total repayment and repayment schedule. It does not guarantee that it offers the lowest rate.[1]
For a fair comparison, request the same amount and repayment period from each lender. Put the written figures side by side:
How much money will you receive?
What interest rate and calculation method apply?
What deductions or fees will you pay?
How much is each instalment, and when is it due?
What is the total repayment?
What happens if you repay late or settle early?
A starting-rate advertisement cannot answer those questions for your circumstances. Neither can a review score. Read the contract before deciding that one offer costs less.
Best describes submitting information through Singpass Myinfo, assessment, an appointment and the required verification and contract steps before any approved disbursement.[1]
365 Credit Solutions describes an online form, a call from a loan officer about eligibility and collection at its office after discussing terms and signing the contract, if eligible.[3]
Both descriptions involve more than pressing an online application button. The Ministry of Law requires physical face-to-face identity verification at the approved place of business before a licensed moneylender grants a loan.[4]
Before you visit, ask what documents are needed and which stages remain. Do not plan an urgent payment around a website's processing-time claim. Wait until you understand the approved terms and disbursement arrangement.
Best may be a practical option if you can visit North Bridge Road during its stated hours and want to review costs and repayment obligations with the team. Its website describes that discussion as part of the application process.[1]
365 Credit Solutions may be more convenient if Far East Plaza fits your route or its stated Sunday hours help with your schedule.[3] That convenience still needs to be considered alongside the actual repayment commitment.
For either lender, decide how much you can afford after essential expenses and existing debts. If neither offer fits, you do not need to choose one simply because you have already made an enquiry.
Before signing, check:
The legal business name, address and website against the current Registry.
The amount you receive after any deductions.
The approved rate, fees and total repayment.
The instalment dates against your income and existing bills.
The late-payment and early-settlement terms.
Is 365 Credit Solutions a licensed moneylender?
The Ministry of Law list dated 1 August 2026 lists 365 Credit Solutions Pte Ltd under licence 16/2026 at Far East Plaza. Verify the current record before applying.[5]
Does 365 Credit Solutions open on Sundays?
Its website publishes Sunday hours of 10:30am to 5pm and says it closes on public holidays.[3] Confirm the hours and appointment availability before travelling.
Will I receive the advertised 1% monthly rate?
That is not guaranteed by the advertisement. The website presents 1% per month as an "as low as" rate with terms and conditions.[3] Ask for the rate, fees and repayment schedule applicable to your own offer.
Can I borrow without visiting an office?
The Ministry of Law requires licensed moneylenders to conduct physical face-to-face identity verification at the approved place of business before granting a loan. A fully online loan transaction is disallowed.[4]
Should I choose Best or 365 Credit Solutions?
Compare the written offers first. Best's North Bridge Road location or 365 Credit Solutions' Far East Plaza location and stated weekend hours may then help you decide which is more practical.[1][3][5] Neither location tells you which repayment plan is affordable.
Best Licensed Moneylender Pte Ltd is listed under licence 48/2026 in the Ministry of Law list dated 1 August 2026.[5] Read about Best's personal-loan options and use the loan calculator to prepare questions about repayment.
Before accepting an offer, ask for the complete cost and instalment schedule. Best's approval, amount, rates, fees and disbursement depend on assessment and the agreed contract.[1]
For another location and cost comparison, read Best Licensed Moneylender vs Soon Seng Credit.
