Blog: Insights on Moneylenders, Loans & More

Oct 05, 2026

Discuss Best’s starting rate and repayment explanation, then compare the assessed offer with 1 Fullerton Credit’s.

Oct 05, 2026

Consider Best’s published starting rate, then compare the actual payout, full cost and repayment timing with 1-Money.

Sep 29, 2026

Consider Best's published starting rate and your actual repayment, then weigh North Bridge Road against Tampines access.

Sep 29, 2026

Best's advertised starting rate is not a personal quote. Compare assessed costs, repayment and the questions reviews cannot answer.

Sep 23, 2026

Compare Best Licensed Moneylender and CreditMaster by service feedback, loan costs, office access and repayment needs before deciding.

Sep 23, 2026

Compare Best Licensed Moneylender and Crawfort by loan costs, explanations, app process and office access. Decide which may fit your borrowing needs.

Sep 13, 2026

Compare Best Licensed Moneylender and Raffles Credit on repayment, loan costs, application stages and office access before deciding which offer fits.

Sep 13, 2026

Compare Best Licensed Moneylender and Friday Finance on advertised rates, admin-fee refund conditions, repayment and application steps before choosing.

Sep 07, 2026

Compare Best Licensed Moneylender and 365 Credit Solutions on advertised rates, written repayment terms, location and opening hours.

Sep 07, 2026

Compare Best Licensed Moneylender and Credit 21 on written loan costs, repayment, application steps and office location before deciding.

Sep 01, 2026

Already received the loan but changed your mind? Learn which loans may qualify for the 3-business-day cooling-off period, which days count and what you may need to repay.

Aug 27, 2026

Comparing Best and Soon Seng Credit? Learn how to check rates, monthly repayments, fees, licence details, locations and review claims.

Aug 07, 2026

Comparing Best and Lending Bee? Start with the approved rate and monthly repayment, then check fees, terms, locations, Sunday hours and app features.

Aug 07, 2026

Thinking about Best vs Cash Direct? This borrower-first comparison explains how to compare their rates, fees, repayment terms, process, locations and published review themes before deciding.

Aug 07, 2026

Licensed moneylenders and banks serve different needs. Best Licensed Moneylender provides in-principle approval in under 10 minutes during business hours, with rates as low as 1.01% per month (12.12% p.a.), subject to assessment. Compare both channels' written terms.

Aug 07, 2026

Compare licensed moneylenders on five numbers: interest rate, fees, total repayment, late charges and process speed. Best Licensed Moneylender, Licence No. 48/2026, offers rates as low as 1.01% per month (12.12% p.a.), subject to assessment.

Jul 31, 2026

Can you consolidate debt through a licensed moneylender in Singapore? A practical guide to how it works, what it costs, and who it suits.

Jul 23, 2026

A comprehensive guide to Singapore’s Moneylenders Credit Bureau (MLCB) — what’s in your loan report, how to check it, borrowing caps, and what licensed moneylenders actually see when you apply.

Jul 23, 2026

Everything borrowers need to know about the Singapore Moneylenders Act — interest rate caps, the $60 late fee limit, borrowing limits, your rights, and what licensed moneylenders must follow by law.

Jul 23, 2026

Find out whether work permit holders in Singapore can borrow from a licensed moneylender, what documents are required, borrowing limits, and how the process differs from EP or S Pass holders.

Jun 06, 2025

This Best Licensed Moneylender article aims to dispel misconceptions about personal loans from licensed moneylenders in Singapore.

Jun 06, 2025

Borrowing money can be challenging, particularly for newcomers from abroad. Even locals often face difficulties when seeking loans from traditional banks. However, the presence of a reputable licensed moneylender, whose operations are regulated by the Ministry of Law, provides a reliable and secure alternative for individuals in need of quick cash. Unfortunately, some locals and foreigners in urgent financial situations fall prey to loan shark offers. These illicit lenders engage in high-risk and unregulated activities, manipulating loan terms and pressuring vulnerable borrowers into making exorbitant payments. Moreover, they resort to harassment tactics against borrowers who default on payments, fail to meet their obligations or seek assistance from authorities. Therefore, it is essential to familiarize oneself with licensed moneylenders and exercise caution before borrowing from them.

Jun 06, 2025

Securing a personal loan has become increasingly prevalent in Singapore. Unlike other types of loans, a personal loan is not backed by real estate or other assets. Instead, these loans rely on the borrower’s integrity and creditworthiness. However, if you’re new to the process, applying for a loan can be challenging. Once you have decided, you just have to find out where and how to apply for a personal loan. It’s important for you to know the right steps for a personal loan application. In this blog, we have compiled a list of some essential steps that make your personal loan procedure seamless!

Jun 06, 2025

A complete guide to licensed moneylenders in Singapore — how to verify a lender's licence, spot loan scams, and understand the legal borrowing limits, interest caps, and fees set by MinLaw.

Jun 06, 2025

Borrowing from a licensed moneylender Singapore can be a quick way to access cash, yet many applicants face rejection due to certain avoidable mistakes. Here are common errors that can prevent loan approval and tips on how to avoid them.

Jun 06, 2025

A personal loan can be a helpful financial tool for covering unexpected expenses or funding significant projects, such as home renovations or weddings. However, it’s essential to manage your loan wisely to prevent it from becoming a financial burden. If you’re considering borrowing from a legal money lender in Singapore, here are key steps to ensure you handle your personal loan responsibly.

Jun 06, 2025

Financial challenges can arise unexpectedly, whether due to mounting bills or unforeseen expenses. In Singapore, many individuals turn to a personal loan in Singapore or a Debt Consolidation Plan to manage their financial burdens. But how do you know which option is right for you? It’s not about finding the “best” choice for everyone—it’s about finding what works best for your situation. Both solutions can help you manage your finances, but they serve different purposes. If you need funds for a major purchase or want to clear multiple debts, understanding how each option works is the first step. In this guide, we will explore both choices, helping you decide which fits your needs and puts you back in control of your finances.