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Best Licensed Moneylender Pte Ltd | License No. 54/2025
Need fast access to cash without the long queues or endless paperwork? At Best Licensed Moneylender, we make it easy for you to borrow money online in Singapore, from the comfort of your home or on the go. Whether you're dealing with unexpected expenses, urgent bills, or simply need a financial buffer before payday, our online loan process is designed to be fast, safe, and stress-free. As a licensed moneylender with years of experience, we understand the importance of clear terms, fast approval, and secure service. Our online application process uses SingPass MyInfo to retrieve your details instantly, saving time and ensuring accuracy. Once approved, you can receive your funds on the same business day via PayNow or in person at our outlet. Forget about lengthy paperwork or uncertain wait times. With us, you get personalised loan options, transparent repayment plans, and expert guidance every step of the way. Best Licensed Moneylender is your trusted partner for borrowing money online, simple, legal, and tailored to your needs.
Find the Best Loans with Best Licensed Moneylender
How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
Updated 13 June 2025
Borrowing money online refers to applying for a loan through a digital platform rather than visiting a physical branch. In Singapore, this process has become increasingly popular due to its convenience and speed. Licensed moneylenders like Best Licensed Moneylender offer secure, easy-to-use online applications that allow you to get a loan approved quickly, sometimes within minutes. Instead of filling out physical forms and waiting in line, you can submit your information via SingPass MyInfo, get an instant assessment, and receive your funds directly via PayNow. This method is especially useful for urgent financial needs or when you simply prefer the comfort and efficiency of managing your loan from home. It’s a legal, safe, and reliable way to access cash when you need it most, without the hassle of traditional loan processes.
$5,000
disbursed
for medical bills
Last update 13 Jun 2025
Application Submitted in last 30 days
794
Processing Time average
33min
Calculate your repayments and get clarity on interest rates.
Find the Best Loans with Best Licensed Moneylender
How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
Interest % (Monthly)
Total Payment
$0Monthly Installment
$0Total Interest
$0
We are fully licensed by the Registry of Moneylenders and operate in compliance with the Moneylenders Act. This ensures you’re getting your funds from a legal, reliable, and transparent source.
Before offering any loan, we take time to understand your unique financial situation. Our team explains all terms and conditions clearly, so you know exactly what to expect. No jargon, no surprises—just honest, straightforward service.
We go beyond just providing funds. Our personalised loan solutions and responsive support show our commitment to your financial well-being and peace of mind. We listen, understand, and tailor our service to meet your needs.
We take your privacy seriously. Our team follows strict data protection policies to ensure your personal information, loan details, and identification documents stay safe, secure, and completely confidential.
Borrowing money online gives you the speed and simplicity you need during financially stressful moments. At Best Licensed Moneylender, we’ve streamlined the process so you can apply, get approved, and receive your funds all in a single day. Whether it’s for medical bills, car repairs, or sudden expenses, our online system ensures you don’t need to step out or wait in line.
You’ll enjoy fast approval, flexible loan terms, and total transparency: no hidden charges, no confusion. Our team is always ready to guide you through each step, ensuring peace of mind from start to finish. As one of the top licensed moneylenders in Singapore, we’re proud to offer safe and legal financial solutions to help you get back on track, instantly and confidently.
30-minuteLoan Approval
No GuarantorRequired
CashDisbursed on the spot
Licensedby Registry of Moneylender
At Best Licensed Moneylender PTE LTD, we make loan applications simple and accessible. Whether you're a Singaporean, PR, or foreigner, we welcome you to apply — as long as you meet the basic eligibility criteria below:
At least 21 years of age
Proof of stable income
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Singaporeans/PR
Singaporeans or PRs need to present the following:
NRICSingPass login details for CPF, HDB, or IRAS verification Proof of income: CPF contribution history or latest 3 months’ payslipsForeigners
Foreigners need to present the following:
Valid Employment Pass, S Pass, or Work Permit with a minimum validity of 6 monthsPassportProof of income: Latest 3 months' payslipsEmployment contractFor Business Loans
If applying for a business loan, the following additional documents are required:
ACRA Business ProfileProfit and Loss (P&L) statement ACRA Income Tax Reporting SummaryProof of incoming fundsMost recent 6 months of business bank statements
Apply with Myinfo
Submit an application through Singpass Myinfo for fast processing within 3 minutes.
Book an Appointment
Receive same day in-principle approvals. Book your appointment with us today through Tidio at the bottom-right.
Receive Your Funds
Funds can be disbursed physically at the outlet, or through your preferred PayNow address.
Save yourself hours and let us help you get the best loans
Read latest below or check our reviews on Google
Apr 15, 2025
This is my first time taking money lender loans and the staff explained it to me so well which i am thankful for. good customer service as she guide me slowly step by step on the process. thank you for your help!
Apr 26, 2025
This is my first time going to Best Licensed Moneylender. I had a pleasant experience with Yan Ting as she was very clear and answered all my queries. Would definitely recommend this place to someone who needs quick cash
Apr 10, 2025
First time here. And honestly this was the first money lender I went to that feels so accommodating. The place is nice too. It was a fast transaction where you don’t have to sign any papers yourself. I would like to thank Starry for being nice and for explaining everything. Will recommend this place for sure.
May 21, 2025
First time engaging with Best Licensed, and I had a smooth experience. Special thanks to Mysta, who assisted me with my debt consolidation. She was articulate, attentive, and took the time to clearly explain all possible solutions. I truly appreciate her professionalism and patience. Highly recommend booking your next appointment with her at Best Licensed.
May 27, 2025
⭐️⭐️⭐️⭐️⭐️ Great Service Had a smooth experience with the loan process. Mysta was very professional and helpful — she explained everything clearly and made the process stress-free. Approval and disbursement were fast, just when I needed it most. Appreciate the support and transparency. Highly recommended!
Is it safe to borrow money online in Singapore?
Is it safe to borrow money online in Singapore?
Yes, as long as you apply through a licensed moneylender like Best Licensed Moneylender. We follow all regulations under the Moneylenders Act to keep your data and funds secure.
How fast can I get my loan online?
How fast can I get my loan online?
You can get in-principle approval within minutes and receive your funds on the same day via PayNow or at our outlet.
What do I need to apply online?
What do I need to apply online?
You’ll need SingPass access to use MyInfo, along with proof of income and a valid ID or work permit.
Can foreigners borrow money online?
Can foreigners borrow money online?
Yes, foreigners with valid work permits and meeting income requirements are eligible to borrow money online from us.
Do I need to visit the branch to collect the funds?
Do I need to visit the branch to collect the funds?
While most of the application process can be completed online a final in-store face to face loan appointment is required by law. Once approved in-stoe, you can receive your funds directly via PayNow or in cash.
Jun 06, 2025
How to Differentiate Licensed Moneylenders from Illegal MoneylendersProspective clients can identify licensed moneylenders through the presence of a Singpass application function. This is such as the installation of said function requires approval from the Ministry of Law – the regulator of licensed moneylenders in Singapore. At Best Licensed Moneylender in Singapore, we always advise our clients to submit applications via Singpass. Using Myinfo to retrieve your details, this also enables us to perform accurate assessments and provide faster in-principal approvals within 3 minutes.
Jun 06, 2025
Best Licensed Moneylender – Can I have more than one personal loan from licensed moneylenders?This Best Licensed Moneylender article aims to dispel misconceptions about personal loans from licensed moneylenders in Singapore.
Jun 06, 2025
Licensed Moneylenders: What You Should Know Before BorrowingBorrowing money can be challenging, particularly for newcomers from abroad. Even locals often face difficulties when seeking loans from traditional banks. However, the presence of a reputable licensed moneylender, whose operations are regulated by the Ministry of Law, provides a reliable and secure alternative for individuals in need of quick cash. Unfortunately, some locals and foreigners in urgent financial situations fall prey to loan shark offers. These illicit lenders engage in high-risk and unregulated activities, manipulating loan terms and pressuring vulnerable borrowers into making exorbitant payments. Moreover, they resort to harassment tactics against borrowers who default on payments, fail to meet their obligations or seek assistance from authorities. Therefore, it is essential to familiarize oneself with licensed moneylenders and exercise caution before borrowing from them.
Jun 06, 2025
How to Identify and Avoid Loan Scams in Singapore?Borrowing money becomes a necessity when the need arises, providing valuable financial assistance. However, it’s crucial to be aware that money scams are increasingly prevalent in Singapore. It is essential to stay vigilant and check for Singapore loan scams to avoid falling victim to fraudulent schemes that could lead to further debt. These scams often target vulnerable borrowers, emphasizing the importance of being informed about the tactics employed by con artists in today’s landscape. The Singapore Police Force reported that 1700 incidents involving at least $6.8 million in fraud were recorded between January and November 2019. All of them could have connections to illicit moneylending. Borrowers can protect themselves from loan scams by having proper knowledge and awareness. This blog post will guide you on identifying and avoiding loan scams in Singapore!
Jun 06, 2025
A Step-by-Step Guide to Applying for a Personal Loan in SingaporeSecuring a personal loan has become increasingly prevalent in Singapore. Unlike other types of loans, a personal loan is not backed by real estate or other assets. Instead, these loans rely on the borrower’s integrity and creditworthiness. However, if you’re new to the process, applying for a loan can be challenging. Once you have decided, you just have to find out where and how to apply for a personal loan. It’s important for you to know the right steps for a personal loan application. In this blog, we have compiled a list of some essential steps that make your personal loan procedure seamless!
