An investment loan is a form of financing that provides capital to individuals or businesses for income-generating activities such as business expansion, asset acquisition, or portfolio investment. It is typically repaid in structured installments over a fixed term, with interest.

Both individual investors and business entities can apply. Applicants must meet basic eligibility criteria, including:

• Singaporean, PR, or foreigner with a valid work pass

• Individuals aged 21 and above

• Proof of stable income or a viable investment plan For Singaporeans / PR: -If your annual income is less than $20,000, you are eligible for a loan of up to $3,000. -If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income. For foreigners: – If your annual income is less than $10,000, you are eligible for a loan of up to $500. – If your annual income is between $10,000 to $20,000, you are eligible for a loan of up to $3,000.

• If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income.

Investment loans can fund a wide range of purposes, including:

• Business development and scaling

• Equipment or machinery purchase

• Property investment

• Working capital or liquidity support

• Equity investments or franchising

With Best Licensed Moneylender, in-principle approval can be obtained in under 10 minutes after submitting all required documentation. Disbursement is available on the same day via PayNow or in-person collection.

Yes. All loans are issued under the Moneylenders Act of Singapore, ensuring full regulatory compliance. As a licensed moneylender, we uphold data privacy, legal clarity, and contract transparency for all applicants.