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INVESTMENT LOANS SINGAPORE

Looking to grow your wealth or fund a new business opportunity? At Best Licensed Moneylender, we understand that strategic investments often require timely financial support. That’s why we offer investment loans designed to help you take the next step with confidence — whether you’re investing in a startup, expanding your existing business, or exploring new ventures. Our investment loan solutions are fast, flexible, and customised to suit your financial goals. We provide transparent terms, competitive interest rates, and a quick approval process so you don’t miss out on time-sensitive opportunities. With minimal paperwork and support every step of the way, you can focus on what matters: growing your investments and building your future. We are committed to helping individuals and businesses achieve their financial aspirations. As a licensed moneylender in Singapore, we prioritise your privacy, ensure compliance with legal regulations, and provide trusted guidance throughout the loan journey. Apply today and discover how our investment loans can give you the financial leverage you need — with the ease, speed, and security that only Best Licensed Moneylender can offer.

Find the Best Loans with Best Licensed Moneylender

How much do you want to borrow?

$2,000

$2,000

$1000

$100k

Term (months)

6 months

6 mths

1 mth

36 mths

Apply Now - 5 Minutes Approval
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Updated 25 July 2025

Investment Loans Explained

An investment loan is a financial product designed to provide individuals or businesses with immediate access to capital for the purpose of generating returns. This type of loan is often used to fund ventures such as starting a business, expanding operations, purchasing equipment, or investing in growth opportunities that have the potential to deliver a positive return on investment (ROI). Unlike personal loans that cater to daily expenses, investment loans are strategically focused on helping you grow your assets or improve business performance. The borrowed capital can be structured with flexible repayment terms, tailored to your cash flow projections and investment timeline. This enables better financial planning, risk management, and improved decision-making when allocating resources. In Singapore, investment loans are increasingly utilised by SMEs, entrepreneurs, and even individual investors looking to scale up their initiatives. At Best Licensed Moneylender, we offer customised loan packages that align with your goals and risk appetite. With a fast approval process, transparent terms, and minimal documentation, we make it easier for you to seize time-sensitive opportunities without delay. Whether you're looking to fund a franchise, invest in new technology, or scale up your working capital, our team is here to guide you toward making smart, confident investment moves.

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$5,000

disbursed

for medical bills

Apply Now

Track Today’s Application Submitted & Processing Time

Last update 25 Jul 2025

Application Submitted in last 30 days

1335

Processing Time average

42min

Personal Loan Calculator

Calculate your repayments and get clarity on interest rates.

Find the Best Loans with Best Licensed Moneylender

How much do you want to borrow?

$2,000

$2,000

$1000

$100k

Term (months)

6 months

6 mths

1 mth

36 mths

Interest % (Monthly)

interest-label

Total Payment

$0

Monthly Installment

$0

Total Interest

$0

Why Take a Personal Loan with Us

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Licensed and Trusted

We are fully licensed by the Registry of Moneylenders and operate in compliance with the Moneylenders Act. This ensures you’re getting your funds from a legal, reliable, and transparent source.

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Clear and Honest Services

Before offering any loan, we take time to understand your unique financial situation. Our team explains all terms and conditions clearly, so you know exactly what to expect. No jargon, no surprises—just honest, straightforward service.

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Your Needs Come First

We go beyond just providing funds. Our personalised loan solutions and responsive support show our commitment to your financial well-being and peace of mind. We listen, understand, and tailor our service to meet your needs.

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Your Privacy, Fully Protected

We take your privacy seriously. Our team follows strict data protection policies to ensure your personal information, loan details, and identification documents stay safe, secure, and completely confidential.

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Understanding Investment Loans

Save yourself time, risk, and missed opportunities

An investment loan can be a powerful tool to accelerate your financial or business growth when used wisely. Whether you're a small business owner aiming to expand operations, or an individual investor looking to finance a high-potential venture, this type of loan offers the capital injection you need — without disrupting your existing cash flow.

At Best Licensed Moneylender, we provide tailored investment loan solutions that align with your goals, risk profile, and investment horizon. Our flexible loan structures support various use cases such as business acquisition, equipment financing, working capital support, or property investment — enabling better resource allocation and capital efficiency.

With fast approvals, competitive interest rates, and clear repayment terms, you’ll be able to seize time-sensitive opportunities with minimal delays. We also offer multiple repayment options, including bank transfers and PayNow, to fit your financial setup.

Our experienced loan advisors are here to help you navigate the complexities of investment borrowing, ensuring that your capital is deployed effectively and responsibly. Whether you're planning a strategic expansion or diversifying your portfolio, we make it simple, secure, and aligned with your ambitions.

We’re Ready to Support Your Financial Needs

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Loan Approval



support-checkNo Guarantor

Required



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Disbursed on the spot



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by Registry of Moneylender

Eligibility Criteria

At Best Licensed Moneylender Pte Ltd, we make loan applications simple and accessible. Whether you're a Singaporean, PR, or foreigner, we welcome you to apply — as long as you meet the basic eligibility criteria below:

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At least 21 years of age

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Proof of stable income

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents We’ll Need

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-markNRIC
  • check-markLatest 3 months income proof: CPF or Payslips
  • check-mark
    Proof of address: Please provide:
    • Utility bill or phone bill
    • Tenancy agreement

Foreigners

Foreigners need to present the following:

  • check-markValid Employment Pass, S Pass, or Work Permit with a minimum validity of 6 months
  • check-markPassport
  • check-mark
    Proof of address: Please provide both:
    • Utility bill or phone bill
    • Tenancy agreement
  • check-markLatest 3 months income proof
  • check-markEmployment contract

For Business Loans

If applying for a business loan, the following additional documents are required:

  • check-markACRA Business Profile
  • check-markFinancial Report
  • check-mark ACRA Income Tax Reporting Summary
  • check-markProof of incoming funds
  • check-markLatest 6 months of company bank statements

3 Easy Steps to Applying for a Loan

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Apply with Myinfo

Submit an application through Singpass Myinfo for fast processing within 3 minutes.



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Book an Appointment

Receive same day in-principle approvals. Book your appointment with us today through Whatsapp at the bottom-right.



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Receive Your Funds

Funds can be disbursed physically at the outlet, or through your preferred PayNow.

Loans for Everything

Save yourself hours and let us help you get the best loans

Customer Reviews

Read latest below or check our reviews on Google

StarStarStarStarStar

May 15, 2025

Very satisfied with the whole process. Mysta was very friendly and top notch in the service rendered. Highly reccommed. Mysta was well versed and professional in assisting me. Thumbs up 🤝



StarStarStarStarStar

May 21, 2025

First time engaging with Best Licensed, and I had a smooth experience. Special thanks to Mysta, who assisted me with my debt consolidation. She was articulate, attentive, and took the time to clearly explain all possible solutions. I truly appreciate her professionalism and patience. Highly recommend booking your next appointment with her at Best Licensed.



StarStarStarStarStar

Apr 10, 2025

First time here. And honestly this was the first money lender I went to that feels so accommodating. The place is nice too. It was a fast transaction where you don’t have to sign any papers yourself. I would like to thank Starry for being nice and for explaining everything. Will recommend this place for sure.



StarStarStarStarStar

May 27, 2025

⭐️⭐️⭐️⭐️⭐️ Great Service Had a smooth experience with the loan process. Mysta was very professional and helpful — she explained everything clearly and made the process stress-free. Approval and disbursement were fast, just when I needed it most. Appreciate the support and transparency. Highly recommended!



StarStarStarStarStar

Jun 19, 2025

The service at Best was excellent! The staffs were very friendly from the moment I arrived. I didn’t even have to wait long for my turn & the whole process was fast and smooth. Really appreciate their professionalism and efficiency. Highly recommended!

Frequently Asked Questions

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What is an investment loan?

What is an investment loan?

An investment loan is a form of financing that provides capital to individuals or businesses for income-generating activities such as business expansion, asset acquisition, or portfolio investment. It is typically repaid in structured installments over a fixed term, with interest.


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Who can apply for an investment loan in Singapore?

Who can apply for an investment loan in Singapore?

Both individual investors and business entities can apply. Applicants must meet basic eligibility criteria, including:

  • Singaporean, PR, or foreigner with a valid work pass

  • Individuals aged 21 and above

  • Proof of stable income or a viable investment plan For Singaporeans / PR: -If your annual income is less than $20,000, you are eligible for a loan of up to $3,000. -If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income. For foreigners: – If your annual income is less than $10,000, you are eligible for a loan of up to $500. – If your annual income is between $10,000 to $20,000, you are eligible for a loan of up to $3,000.

  • If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income.


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What can an investment loan be used for?

What can an investment loan be used for?

Investment loans can fund a wide range of purposes, including:

  • Business development and scaling

  • Equipment or machinery purchase

  • Property investment

  • Working capital or liquidity support

  • Equity investments or franchising


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How fast can I get approved for an investment loan?

How fast can I get approved for an investment loan?

With Best Licensed Moneylender, in-principle approval can be obtained in as fast as 20 minutes after submitting all required documentation. Disbursement is available on the same day via PayNow or in-person collection.


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Are investment loans secure and legally regulated?

Are investment loans secure and legally regulated?

Yes. All loans are issued under the Moneylenders Act of Singapore, ensuring full regulatory compliance. As a licensed moneylender, we guarantee data privacy, legal clarity, and contract transparency for all applicants.

Learn about Getting a Loan with Us

Save yourself hours and let us help you get the best loans.

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Jun 06, 2025

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A Step-by-Step Guide to Applying for a Personal Loan in Singapore

Securing a personal loan has become increasingly prevalent in Singapore. Unlike other types of loans, a personal loan is not backed by real estate or other assets. Instead, these loans rely on the borrower’s integrity and creditworthiness. However, if you’re new to the process, applying for a loan can be challenging. Once you have decided, you just have to find out where and how to apply for a personal loan. It’s important for you to know the right steps for a personal loan application. In this blog, we have compiled a list of some essential steps that make your personal loan procedure seamless!

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