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Best Licensed Moneylender Pte Ltd | License No. 54/2025
Updated 13 June 2025
An investment loan is a financial product designed to provide individuals or businesses with immediate access to capital for the purpose of generating returns. This type of loan is often used to fund ventures such as starting a business, expanding operations, purchasing equipment, or investing in growth opportunities that have the potential to deliver a positive return on investment (ROI). Unlike personal loans that cater to daily expenses, investment loans are strategically focused on helping you grow your assets or improve business performance. The borrowed capital can be structured with flexible repayment terms, tailored to your cash flow projections and investment timeline. This enables better financial planning, risk management, and improved decision-making when allocating resources. In Singapore, investment loans are increasingly utilised by SMEs, entrepreneurs, and even individual investors looking to scale up their initiatives. At Best Licensed Moneylender, we offer customised loan packages that align with your goals and risk appetite. With a fast approval process, transparent terms, and minimal documentation, we make it easier for you to seize time-sensitive opportunities without delay. Whether you're looking to fund a franchise, invest in new technology, or scale up your working capital, our team is here to guide you toward making smart, confident investment moves.
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Find the Best Loans with Best Licensed Moneylender
How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
Interest % (Monthly)
Total Payment
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$0Total Interest
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An investment loan can be a powerful tool to accelerate your financial or business growth when used wisely. Whether you're a small business owner aiming to expand operations, or an individual investor looking to finance a high-potential venture, this type of loan offers the capital injection you need — without disrupting your existing cash flow.
At Best Licensed Moneylender, we provide tailored investment loan solutions that align with your goals, risk profile, and investment horizon. Our flexible loan structures support various use cases such as business acquisition, equipment financing, working capital support, or property investment — enabling better resource allocation and capital efficiency.
With fast approvals, competitive interest rates, and clear repayment terms, you’ll be able to seize time-sensitive opportunities with minimal delays. We also offer multiple repayment options, including bank transfers and PayNow, to fit your financial setup.
Our experienced loan advisors are here to help you navigate the complexities of investment borrowing, ensuring that your capital is deployed effectively and responsibly. Whether you're planning a strategic expansion or diversifying your portfolio, we make it simple, secure, and aligned with your ambitions.
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What is an investment loan?
What is an investment loan?
An investment loan is a form of financing that provides capital to individuals or businesses for income-generating activities such as business expansion, asset acquisition, or portfolio investment. It is typically repaid in structured installments over a fixed term, with interest.
Who can apply for an investment loan in Singapore?
Who can apply for an investment loan in Singapore?
Both individual investors and business entities can apply. Applicants must meet basic eligibility criteria, including:
Singaporean, PR, or foreigner with a valid work pass
Individuals aged 21 and above
Proof of stable income or a viable investment plan For Singaporeans / PR: -If your annual income is less than $20,000, you are eligible for a loan of up to $3,000. -If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income. For foreigners: – If your annual income is less than $10,000, you are eligible for a loan of up to $500. – If your annual income is between $10,000 to $20,000, you are eligible for a loan of up to $3,000.
If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income.
What can an investment loan be used for?
What can an investment loan be used for?
Investment loans can fund a wide range of purposes, including:
Business development and scaling
Equipment or machinery purchase
Property investment
Working capital or liquidity support
Equity investments or franchising
How fast can I get approved for an investment loan?
How fast can I get approved for an investment loan?
With Best Licensed Moneylender, in-principle approval can be obtained in as fast as 20 minutes after submitting all required documentation. Disbursement is available on the same day via PayNow or in-person collection.
Are investment loans secure and legally regulated?
Are investment loans secure and legally regulated?
Yes. All loans are issued under the Moneylenders Act of Singapore, ensuring full regulatory compliance. As a licensed moneylender, we guarantee data privacy, legal clarity, and contract transparency for all applicants.
At Best Licensed Moneylender PTE LTD, we make loan applications simple and accessible. Whether you're a Singaporean, PR, or foreigner, we welcome you to apply — as long as you meet the basic eligibility criteria below:
At least 21 years of age
Proof of stable income
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Last update 13 Jun 2025
Application Submitted in last 30 days
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Processing Time average
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Looking to grow your wealth or fund a new business opportunity? At Best Licensed Moneylender, we understand that strategic investments often require timely financial support. That’s why we offer investment loans designed to help you take the next step with confidence — whether you’re investing in a startup, expanding your existing business, or exploring new ventures. Our investment loan solutions are fast, flexible, and customised to suit your financial goals. We provide transparent terms, competitive interest rates, and a quick approval process so you don’t miss out on time-sensitive opportunities. With minimal paperwork and support every step of the way, you can focus on what matters: growing your investments and building your future. We are committed to helping individuals and businesses achieve their financial aspirations. As a licensed moneylender in Singapore, we prioritise your privacy, ensure compliance with legal regulations, and provide trusted guidance throughout the loan journey. Apply today and discover how our investment loans can give you the financial leverage you need — with the ease, speed, and security that only Best Licensed Moneylender can offer.
Find the Best Loans with Best Licensed Moneylender
How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Singaporeans/PR
Singaporeans or PRs need to present the following:
NRICSingPass login details for CPF, HDB, or IRAS verification Proof of income: CPF contribution history or latest 3 months’ payslipsForeigners
Foreigners need to present the following:
Valid Employment Pass, S Pass, or Work Permit with a minimum validity of 6 monthsPassportProof of income: Latest 3 months' payslipsEmployment contractFor Business Loans
If applying for a business loan, the following additional documents are required:
ACRA Business ProfileProfit and Loss (P&L) statement ACRA Income Tax Reporting SummaryProof of incoming fundsMost recent 6 months of business bank statements
We are fully licensed by the Registry of Moneylenders and operate in compliance with the Moneylenders Act. This ensures you’re getting your funds from a legal, reliable, and transparent source.
Before offering any loan, we take time to understand your unique financial situation. Our team explains all terms and conditions clearly, so you know exactly what to expect. No jargon, no surprises—just honest, straightforward service.
We go beyond just providing funds. Our personalised loan solutions and responsive support show our commitment to your financial well-being and peace of mind. We listen, understand, and tailor our service to meet your needs.
We take your privacy seriously. Our team follows strict data protection policies to ensure your personal information, loan details, and identification documents stay safe, secure, and completely confidential.
Read latest below or check our reviews on Google
Apr 15, 2025
This is my first time taking money lender loans and the staff explained it to me so well which i am thankful for. good customer service as she guide me slowly step by step on the process. thank you for your help!
Apr 26, 2025
This is my first time going to Best Licensed Moneylender. I had a pleasant experience with Yan Ting as she was very clear and answered all my queries. Would definitely recommend this place to someone who needs quick cash
Apr 10, 2025
First time here. And honestly this was the first money lender I went to that feels so accommodating. The place is nice too. It was a fast transaction where you don’t have to sign any papers yourself. I would like to thank Starry for being nice and for explaining everything. Will recommend this place for sure.
May 21, 2025
First time engaging with Best Licensed, and I had a smooth experience. Special thanks to Mysta, who assisted me with my debt consolidation. She was articulate, attentive, and took the time to clearly explain all possible solutions. I truly appreciate her professionalism and patience. Highly recommend booking your next appointment with her at Best Licensed.
May 27, 2025
⭐️⭐️⭐️⭐️⭐️ Great Service Had a smooth experience with the loan process. Mysta was very professional and helpful — she explained everything clearly and made the process stress-free. Approval and disbursement were fast, just when I needed it most. Appreciate the support and transparency. Highly recommended!
Jun 06, 2025
How to Differentiate Licensed Moneylenders from Illegal MoneylendersProspective clients can identify licensed moneylenders through the presence of a Singpass application function. This is such as the installation of said function requires approval from the Ministry of Law – the regulator of licensed moneylenders in Singapore. At Best Licensed Moneylender in Singapore, we always advise our clients to submit applications via Singpass. Using Myinfo to retrieve your details, this also enables us to perform accurate assessments and provide faster in-principal approvals within 3 minutes.
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Licensed Moneylenders: What You Should Know Before BorrowingBorrowing money can be challenging, particularly for newcomers from abroad. Even locals often face difficulties when seeking loans from traditional banks. However, the presence of a reputable licensed moneylender, whose operations are regulated by the Ministry of Law, provides a reliable and secure alternative for individuals in need of quick cash. Unfortunately, some locals and foreigners in urgent financial situations fall prey to loan shark offers. These illicit lenders engage in high-risk and unregulated activities, manipulating loan terms and pressuring vulnerable borrowers into making exorbitant payments. Moreover, they resort to harassment tactics against borrowers who default on payments, fail to meet their obligations or seek assistance from authorities. Therefore, it is essential to familiarize oneself with licensed moneylenders and exercise caution before borrowing from them.
Jun 06, 2025
How to Identify and Avoid Loan Scams in Singapore?Borrowing money becomes a necessity when the need arises, providing valuable financial assistance. However, it’s crucial to be aware that money scams are increasingly prevalent in Singapore. It is essential to stay vigilant and check for Singapore loan scams to avoid falling victim to fraudulent schemes that could lead to further debt. These scams often target vulnerable borrowers, emphasizing the importance of being informed about the tactics employed by con artists in today’s landscape. The Singapore Police Force reported that 1700 incidents involving at least $6.8 million in fraud were recorded between January and November 2019. All of them could have connections to illicit moneylending. Borrowers can protect themselves from loan scams by having proper knowledge and awareness. This blog post will guide you on identifying and avoiding loan scams in Singapore!
Jun 06, 2025
A Step-by-Step Guide to Applying for a Personal Loan in SingaporeSecuring a personal loan has become increasingly prevalent in Singapore. Unlike other types of loans, a personal loan is not backed by real estate or other assets. Instead, these loans rely on the borrower’s integrity and creditworthiness. However, if you’re new to the process, applying for a loan can be challenging. Once you have decided, you just have to find out where and how to apply for a personal loan. It’s important for you to know the right steps for a personal loan application. In this blog, we have compiled a list of some essential steps that make your personal loan procedure seamless!
