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Best Licensed Moneylender Pte Ltd | License No. 54/2025
Updated 25 July 2025
A vacation loan is a type of personal loan specifically intended to fund travel-related expenses. Whether you're paying for flights, accommodation, travel insurance, tour packages, or even shopping and dining during your trip, a vacation loan provides the financial support you need—before your holiday even begins. Unlike saving for months or using high-interest credit cards, a vacation loan offers an affordable and structured way to pay for your getaway. Repayments are made monthly over an agreed term, with fixed interest rates and no surprises along the way. At Best Licensed Moneylender, we make it easy to get your vacation loan approved quickly. You can apply online through MyInfo or in person, and in many cases, receive your funds on the same day. So instead of waiting for the "perfect time," why not make now the right time?
$5,000
disbursed
for medical bills
Calculate your repayments and get clarity on interest rates.
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How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
Interest % (Monthly)
Total Payment
$0Monthly Installment
$0Total Interest
$0
Vacations are more than just luxury—they’re essential for mental wellness, reconnecting with loved ones, and recharging after a busy season. However, the upfront costs can sometimes be a barrier. That’s where a vacation loan can help.
At Best Licensed Moneylender, we offer vacation loans that are fast, secure, and customisable to your travel needs. You don’t need perfect credit or a large income—just a steady job and a simple set of documents. With competitive rates, clear repayment terms, and a team that cares about your experience, we make it easy for you to start your holiday on the right foot. From weekend getaways to dream honeymoons, our vacation loans are designed to help you enjoy life without the financial stress.
30-minuteLoan Approval
No GuarantorRequired
CashDisbursed on the spot
Licensedby Registry of Moneylender
Apply with Myinfo
Submit an application through Singpass Myinfo for fast processing within 3 minutes.
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Receive same day in-principle approvals. Book your appointment with us today through Whatsapp at the bottom-right.
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Funds can be disbursed physically at the outlet, or through your preferred PayNow.
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What is a vacation loan?
What is a vacation loan?
A vacation loan is a personal loan meant specifically to fund travel-related expenses. It helps cover the costs of your trip upfront, and you repay the amount over time with fixed installments.
Who can apply for a vacation loan in Singapore?
Who can apply for a vacation loan in Singapore?
Singapore citizens, Permanent Residents, and foreigners with valid work permits agedat least 21 can apply. You must also meet minimum income requirements, which we assess on a case-by-case basis.
What expenses can a vacation loan cover?
What expenses can a vacation loan cover?
Vacation loans can cover flights, hotels, tour packages, cruise bookings, travel insurance, meals, transportation, and even emergency expenses while abroad. There are no restrictions on how the funds are used.
How much can I borrow for a vacation loan?
How much can I borrow for a vacation loan?
For Singaporeans / PR: -If your annual income is less than $20,000, you are eligible for a loan of up to $3,000. -If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income. For foreigners: – If your annual income is less than $10,000, you are eligible for a loan of up to $500. – If your annual income is between $10,000 to $20,000, you are eligible for a loan of up to $3,000.
If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income.
How soon can I get the loan?
How soon can I get the loan?
With Best Licensed Moneylender, you can get in-principle approval within minutes and receive your funds the same day via PayNow or in person. Apply online or visit our office—we’re here to help.
At Best Licensed Moneylender Pte Ltd, we make loan applications simple and accessible. Whether you're a Singaporean, PR, or foreigner, we welcome you to apply — as long as you meet the basic eligibility criteria below:
At least 21 years of age
Proof of stable income
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Last update 25 Jul 2025
Application Submitted in last 30 days
1335
Processing Time average
42min
Everyone deserves a break. Whether you're planning a relaxing beach holiday, a family trip abroad, or a much-needed solo adventure, a vacation loan can make your dream escape a reality—without draining your savings. At Best Licensed Moneylender, we offer fast and affordable vacation loans designed to give you the freedom to travel when you want. Our application process is simple, fast, and stress-free. With minimal paperwork, quick approval, and flexible repayment terms, you can secure the funds you need and book your dream holiday right away. Whether it’s for flights, accommodation, or spending money, we tailor each loan to your unique needs. What sets us apart is our commitment to transparency and customer care. We offer clear loan terms, competitive interest rates, and no hidden fees. Plus, you can enjoy peace of mind knowing that every loan is handled with complete confidentiality. As a trusted licensed moneylender in Singapore with over a decade of experience, we’re here to support you in making lasting memories. Ready to pack your bags? Apply online or visit us today and let us help you turn your travel goals into real-life experiences.
Find the Best Loans with Best Licensed Moneylender
How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
We are fully licensed by the Registry of Moneylenders and operate in compliance with the Moneylenders Act. This ensures you’re getting your funds from a legal, reliable, and transparent source.
Before offering any loan, we take time to understand your unique financial situation. Our team explains all terms and conditions clearly, so you know exactly what to expect. No jargon, no surprises—just honest, straightforward service.
We go beyond just providing funds. Our personalised loan solutions and responsive support show our commitment to your financial well-being and peace of mind. We listen, understand, and tailor our service to meet your needs.
We take your privacy seriously. Our team follows strict data protection policies to ensure your personal information, loan details, and identification documents stay safe, secure, and completely confidential.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Singaporeans/PR
Singaporeans or PRs need to present the following:
NRICLatest 3 months income proof: CPF or PayslipsForeigners
Foreigners need to present the following:
Valid Employment Pass, S Pass, or Work Permit with a minimum validity of 6 monthsPassportLatest 3 months income proofEmployment contractFor Business Loans
If applying for a business loan, the following additional documents are required:
ACRA Business ProfileFinancial Report ACRA Income Tax Reporting SummaryProof of incoming fundsLatest 6 months of company bank statementsRead latest below or check our reviews on Google
May 15, 2025
Very satisfied with the whole process. Mysta was very friendly and top notch in the service rendered. Highly reccommed. Mysta was well versed and professional in assisting me. Thumbs up 🤝
May 21, 2025
First time engaging with Best Licensed, and I had a smooth experience. Special thanks to Mysta, who assisted me with my debt consolidation. She was articulate, attentive, and took the time to clearly explain all possible solutions. I truly appreciate her professionalism and patience. Highly recommend booking your next appointment with her at Best Licensed.
Apr 10, 2025
First time here. And honestly this was the first money lender I went to that feels so accommodating. The place is nice too. It was a fast transaction where you don’t have to sign any papers yourself. I would like to thank Starry for being nice and for explaining everything. Will recommend this place for sure.
May 27, 2025
⭐️⭐️⭐️⭐️⭐️ Great Service Had a smooth experience with the loan process. Mysta was very professional and helpful — she explained everything clearly and made the process stress-free. Approval and disbursement were fast, just when I needed it most. Appreciate the support and transparency. Highly recommended!
Jun 19, 2025
The service at Best was excellent! The staffs were very friendly from the moment I arrived. I didn’t even have to wait long for my turn & the whole process was fast and smooth. Really appreciate their professionalism and efficiency. Highly recommended!
Jun 06, 2025
How to Differentiate Licensed Moneylenders from Illegal MoneylendersProspective clients can identify licensed moneylenders through the presence of a Singpass application function. This is such as the installation of said function requires approval from the Ministry of Law – the regulator of licensed moneylenders in Singapore. At Best Licensed Moneylender in Singapore, we always advise our clients to submit applications via Singpass. Using Myinfo to retrieve your details, this also enables us to perform accurate assessments and provide faster in-principal approvals within 3 minutes.
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Best Licensed Moneylender – Can I have more than one personal loan from licensed moneylenders?This Best Licensed Moneylender article aims to dispel misconceptions about personal loans from licensed moneylenders in Singapore.
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Licensed Moneylenders: What You Should Know Before BorrowingBorrowing money can be challenging, particularly for newcomers from abroad. Even locals often face difficulties when seeking loans from traditional banks. However, the presence of a reputable licensed moneylender, whose operations are regulated by the Ministry of Law, provides a reliable and secure alternative for individuals in need of quick cash. Unfortunately, some locals and foreigners in urgent financial situations fall prey to loan shark offers. These illicit lenders engage in high-risk and unregulated activities, manipulating loan terms and pressuring vulnerable borrowers into making exorbitant payments. Moreover, they resort to harassment tactics against borrowers who default on payments, fail to meet their obligations or seek assistance from authorities. Therefore, it is essential to familiarize oneself with licensed moneylenders and exercise caution before borrowing from them.
Jun 06, 2025
How to Identify and Avoid Loan Scams in Singapore?Borrowing money becomes a necessity when the need arises, providing valuable financial assistance. However, it’s crucial to be aware that money scams are increasingly prevalent in Singapore. It is essential to stay vigilant and check for Singapore loan scams to avoid falling victim to fraudulent schemes that could lead to further debt. These scams often target vulnerable borrowers, emphasizing the importance of being informed about the tactics employed by con artists in today’s landscape. The Singapore Police Force reported that 1700 incidents involving at least $6.8 million in fraud were recorded between January and November 2019. All of them could have connections to illicit moneylending. Borrowers can protect themselves from loan scams by having proper knowledge and awareness. This blog post will guide you on identifying and avoiding loan scams in Singapore!
Jun 06, 2025
A Step-by-Step Guide to Applying for a Personal Loan in SingaporeSecuring a personal loan has become increasingly prevalent in Singapore. Unlike other types of loans, a personal loan is not backed by real estate or other assets. Instead, these loans rely on the borrower’s integrity and creditworthiness. However, if you’re new to the process, applying for a loan can be challenging. Once you have decided, you just have to find out where and how to apply for a personal loan. It’s important for you to know the right steps for a personal loan application. In this blog, we have compiled a list of some essential steps that make your personal loan procedure seamless!
