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When you need cash fast, there’s no time to wait in long queues or navigate complicated processes. That’s where Best Licensed Moneylender comes in and with fast cash loans in Singapore designed for speed, simplicity, and reliability. Whether you're facing unexpected medical bills, urgent repairs, or just need a financial buffer until your next paycheck, our quick loan services offer same-day approval and fast disbursement, often within 20 minutes. No hidden fees. No endless paperwork. Just fast, flexible support tailored to your needs. At Best Licensed Moneylender, we make borrowing simple and secure. Our fully digital loan application process leverages SingPass MyInfo, ensuring instant data retrieval and faster approvals. With over 500,000 loans disbursed and more than 32,000 satisfied clients, we’ve built a trusted reputation for transparent lending, low interest rates, and personalised repayment plans. Licensed by Singapore’s Ministry of Law, we follow strict regulations to safeguard your data and financial security. Whether you're a local, PR, or foreigner with a valid work permit, our quick cash loans are accessible, legal, and stress-free. Apply online or visit us today to get the cash you need—fast, fair, and fully compliant.
Find the Best Loans with Best Licensed Moneylender
How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
Updated 25 July 2025
A fast or quick cash loan is a short-term financial solution designed to help you cover urgent expenses when time is of the essence. Whether it’s a medical emergency, overdue bills, car repairs, or a personal crisis, this type of loan gives you immediate access to funds—usually within the same day of approval. Unlike traditional bank loans that may take days or even weeks, quick cash loans from licensed moneylenders in Singapore—such as Best Licensed Moneylender—focus on speed, minimal documentation, and flexible repayment options. These loans are typically unsecured, meaning you don’t need to pledge any collateral to qualify. At Best Licensed Moneylender, the process is digitally streamlined using SingPass MyInfo, allowing us to verify your details quickly and securely. You’ll receive an in-principle approval in minutes, and once approved, funds can be disbursed through PayNow or collected at our office—often in under 20 minutes. With transparent terms, competitive interest rates, and customised loan packages to fit your income and repayment ability, quick cash loans offer a legal and convenient way to overcome short-term financial hurdles—without unnecessary stress or delays.
$5,000
disbursed
for medical bills
Last update 25 Jul 2025
Application Submitted in last 30 days
1335
Processing Time average
42min
Calculate your repayments and get clarity on interest rates.
Find the Best Loans with Best Licensed Moneylender
How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
Interest % (Monthly)
Total Payment
$0Monthly Installment
$0Total Interest
$0
We are fully licensed by the Registry of Moneylenders and operate in compliance with the Moneylenders Act. This ensures you’re getting your funds from a legal, reliable, and transparent source.
Before offering any loan, we take time to understand your unique financial situation. Our team explains all terms and conditions clearly, so you know exactly what to expect. No jargon, no surprises—just honest, straightforward service.
We go beyond just providing funds. Our personalised loan solutions and responsive support show our commitment to your financial well-being and peace of mind. We listen, understand, and tailor our service to meet your needs.
We take your privacy seriously. Our team follows strict data protection policies to ensure your personal information, loan details, and identification documents stay safe, secure, and completely confidential.
Quick cash loans are designed to provide you with fast financial relief during urgent situations. Whether it’s an unexpected medical bill, a car breakdown, or simply a shortfall before payday, these loans allow you to access the cash you need without delay.
At Best Licensed Moneylender, we make it simple to apply for and receive quick cash loans. With minimal paperwork, instant approval, and no collateral required, you can get the money you need and avoid long waiting times or complicated application processes.
Our secured online application system ensures that your personal information is handled safely and accurately. Using SingPass MyInfo, we can verify your details instantly, speeding up the approval process. Once approved, you can receive your funds on the same day, either via PayNow or at our office, depending on what works best for you. We offer flexible repayment options tailored to your budget, so you can repay your loan in manageable installments. With transparent terms and no hidden fees, quick cash loans provide a stress-free solution to manage life’s unexpected expenses.
30-minuteLoan Approval
No GuarantorRequired
CashDisbursed on the spot
Licensedby Registry of Moneylender
At Best Licensed Moneylender Pte Ltd, we make loan applications simple and accessible. Whether you're a Singaporean, PR, or foreigner, we welcome you to apply — as long as you meet the basic eligibility criteria below:
At least 21 years of age
Proof of stable income
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Singaporeans/PR
Singaporeans or PRs need to present the following:
NRICLatest 3 months income proof: CPF or PayslipsForeigners
Foreigners need to present the following:
Valid Employment Pass, S Pass, or Work Permit with a minimum validity of 6 monthsPassportLatest 3 months income proofEmployment contractFor Business Loans
If applying for a business loan, the following additional documents are required:
ACRA Business ProfileFinancial Report ACRA Income Tax Reporting SummaryProof of incoming fundsLatest 6 months of company bank statements
Apply with Myinfo
Submit an application through Singpass Myinfo for fast processing within 3 minutes.
Book an Appointment
Receive same day in-principle approvals. Book your appointment with us today through Whatsapp at the bottom-right.
Receive Your Funds
Funds can be disbursed physically at the outlet, or through your preferred PayNow.
Save yourself hours and let us help you get the best loans
Read latest below or check our reviews on Google
May 15, 2025
Very satisfied with the whole process. Mysta was very friendly and top notch in the service rendered. Highly reccommed. Mysta was well versed and professional in assisting me. Thumbs up 🤝
May 21, 2025
First time engaging with Best Licensed, and I had a smooth experience. Special thanks to Mysta, who assisted me with my debt consolidation. She was articulate, attentive, and took the time to clearly explain all possible solutions. I truly appreciate her professionalism and patience. Highly recommend booking your next appointment with her at Best Licensed.
Apr 10, 2025
First time here. And honestly this was the first money lender I went to that feels so accommodating. The place is nice too. It was a fast transaction where you don’t have to sign any papers yourself. I would like to thank Starry for being nice and for explaining everything. Will recommend this place for sure.
May 27, 2025
⭐️⭐️⭐️⭐️⭐️ Great Service Had a smooth experience with the loan process. Mysta was very professional and helpful — she explained everything clearly and made the process stress-free. Approval and disbursement were fast, just when I needed it most. Appreciate the support and transparency. Highly recommended!
Jun 19, 2025
The service at Best was excellent! The staffs were very friendly from the moment I arrived. I didn’t even have to wait long for my turn & the whole process was fast and smooth. Really appreciate their professionalism and efficiency. Highly recommended!
What is a quick cash loan?
What is a quick cash loan?
A quick cash loan is a short-term, unsecured loan designed to help you cover urgent financial needs. It provides fast access to funds, typically without requiring collateral, making it ideal for unexpected expenses like medical bills, car repairs, or emergency situations.
How quickly can I receive my cash loan?
How quickly can I receive my cash loan?
With Best Licensed Moneylender, you can receive in-principle approval within minutes. Once approved, the funds are disbursed the same day via PayNow or can be collected directly from our office, depending on your preference.
Do I need to provide collateral for this type of loan?
Do I need to provide collateral for this type of loan?
No, quick cash loans are unsecured loans, meaning you do not need to provide any collateral to qualify. We rely on your income and creditworthiness to approve your loan.
Who is eligible to apply for a quick cash loan?
Who is eligible to apply for a quick cash loan?
To apply for a quick cash loan, you must be a Singaporean citizen, Permanent Resident, or a foreigner with a valid work permit. Additionally, you should meet the minimum income requirement and must be at least 21 years old
What documents do I need to apply?
What documents do I need to apply?
For a quick cash loan, you’ll need to provide your NRIC or work permit, proof of income (such as payslips or bank statements), and proof of employment. Using SingPass MyInfo simplifies the process by verifying your details automatically.
Save yourself hours and let us help you get the best loans.
Jun 06, 2025
How to Differentiate Licensed Moneylenders from Illegal MoneylendersProspective clients can identify licensed moneylenders through the presence of a Singpass application function. This is such as the installation of said function requires approval from the Ministry of Law – the regulator of licensed moneylenders in Singapore. At Best Licensed Moneylender in Singapore, we always advise our clients to submit applications via Singpass. Using Myinfo to retrieve your details, this also enables us to perform accurate assessments and provide faster in-principal approvals within 3 minutes.
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Best Licensed Moneylender – Can I have more than one personal loan from licensed moneylenders?This Best Licensed Moneylender article aims to dispel misconceptions about personal loans from licensed moneylenders in Singapore.
Jun 06, 2025
Licensed Moneylenders: What You Should Know Before BorrowingBorrowing money can be challenging, particularly for newcomers from abroad. Even locals often face difficulties when seeking loans from traditional banks. However, the presence of a reputable licensed moneylender, whose operations are regulated by the Ministry of Law, provides a reliable and secure alternative for individuals in need of quick cash. Unfortunately, some locals and foreigners in urgent financial situations fall prey to loan shark offers. These illicit lenders engage in high-risk and unregulated activities, manipulating loan terms and pressuring vulnerable borrowers into making exorbitant payments. Moreover, they resort to harassment tactics against borrowers who default on payments, fail to meet their obligations or seek assistance from authorities. Therefore, it is essential to familiarize oneself with licensed moneylenders and exercise caution before borrowing from them.
Jun 06, 2025
How to Identify and Avoid Loan Scams in Singapore?Borrowing money becomes a necessity when the need arises, providing valuable financial assistance. However, it’s crucial to be aware that money scams are increasingly prevalent in Singapore. It is essential to stay vigilant and check for Singapore loan scams to avoid falling victim to fraudulent schemes that could lead to further debt. These scams often target vulnerable borrowers, emphasizing the importance of being informed about the tactics employed by con artists in today’s landscape. The Singapore Police Force reported that 1700 incidents involving at least $6.8 million in fraud were recorded between January and November 2019. All of them could have connections to illicit moneylending. Borrowers can protect themselves from loan scams by having proper knowledge and awareness. This blog post will guide you on identifying and avoiding loan scams in Singapore!
Jun 06, 2025
A Step-by-Step Guide to Applying for a Personal Loan in SingaporeSecuring a personal loan has become increasingly prevalent in Singapore. Unlike other types of loans, a personal loan is not backed by real estate or other assets. Instead, these loans rely on the borrower’s integrity and creditworthiness. However, if you’re new to the process, applying for a loan can be challenging. Once you have decided, you just have to find out where and how to apply for a personal loan. It’s important for you to know the right steps for a personal loan application. In this blog, we have compiled a list of some essential steps that make your personal loan procedure seamless!
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