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When an urgent financial crisis strikes, every second counts. At Best Licensed Moneylender, we provide fast and reliable Emergency Loans in Singapore to help you manage unexpected expenses such as medical bills, urgent car repairs, last-minute travel costs, or family emergencies. Our Emergency Loan service is tailored to deliver immediate cash relief with minimal documentation and maximum convenience. You can apply online via SingPass MyInfo, receive same-day approval, and collect your funds within minutes through PayNow or in person at our office. We understand how stressful financial emergencies can be, which is why we prioritise speed, simplicity, and transparency. As a trusted licensed moneylender in Singapore, we offer flexible loan amounts, clear repayment terms, and no hidden charges—so you get exactly what you need, when you need it most. At Best Licensed Moneylender, we’ve helped thousands of individuals handle urgent cash needs quickly and safely. Whether you’re dealing with a health emergency, urgent home repairs, or an unforeseen personal situation, our goal is to provide you with immediate financial assistance you can trust. What makes us different is our dedication to speed, service, and support. With over a decade of experience in Singapore’s financial services sector, we’re proud to offer emergency loans that are not only fast but also fair and compliant with the Moneylenders Act. Take control of your situation—apply online today and get the emergency funds you need without the stress. At Best Licensed Moneylender, your peace of mind is just one application away.
Find the Best Loans with Best Licensed Moneylender
How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
Updated 13 June 2025
An emergency loan is a short-term financial solution designed to provide immediate cash flow during unforeseen situations. These may include medical emergencies, urgent home or car repairs, sudden travel needs, family crises, or any critical expense that cannot be delayed. In Singapore, such loans are legally offered by licensed moneylenders, regulated under the Moneylenders Act to ensure borrower protection and fair practices. Unlike traditional loans, emergency loans require minimal paperwork, have faster approval timelines, and are often disbursed within hours. At Best Licensed Moneylender, we utilise digital loan processing through SingPass MyInfo, enabling instant identity verification and faster loan assessment. One of the key advantages of an emergency loan is its accessibility. Whether you're a Singapore Citizen, Permanent Resident, or a foreigner with a valid work pass, you can apply if you meet basic eligibility criteria. The loan amount and repayment terms are tailored to your financial profile, ensuring responsible lending that suits your income level and repayment ability. Emergency loans are best suited for individuals who need quick, legal, and secure financial assistance without the lengthy procedures of traditional banking. Used wisely, it can be an effective tool to bridge temporary cash gaps without falling into long-term debt. At Best Licensed Moneylender, we’re committed to providing a transparent, fast, and ethical emergency loan experience. Our goal is not just to lend—but to support you through life’s unexpected moments with care, efficiency, and professionalism.
$5,000
disbursed
for medical bills
Last update 13 Jun 2025
Application Submitted in last 30 days
794
Processing Time average
33min
Calculate your repayments and get clarity on interest rates.
Find the Best Loans with Best Licensed Moneylender
How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
Interest % (Monthly)
Total Payment
$0Monthly Installment
$0Total Interest
$0
We are fully licensed by the Registry of Moneylenders and operate in compliance with the Moneylenders Act. This ensures you’re getting your funds from a legal, reliable, and transparent source.
Before offering any loan, we take time to understand your unique financial situation. Our team explains all terms and conditions clearly, so you know exactly what to expect. No jargon, no surprises—just honest, straightforward service.
We go beyond just providing funds. Our personalised loan solutions and responsive support show our commitment to your financial well-being and peace of mind. We listen, understand, and tailor our service to meet your needs.
We take your privacy seriously. Our team follows strict data protection policies to ensure your personal information, loan details, and identification documents stay safe, secure, and completely confidential.
When facing sudden financial challenges, an emergency loan can be a reliable and immediate lifeline. Whether it’s a medical emergency, unexpected utility bill, or urgent repair, emergency loans from licensed moneylenders in Singapore offer quick, legal access to cash with minimal processing time.
At Best Licensed Moneylender, we’ve streamlined the application process using SingPass MyInfo to verify your identity and retrieve necessary data securely. This enables same-day approvals and fast disbursement via PayNow or in-person collection. With repayment terms designed to suit your financial situation, borrowers can avoid long-term debt while resolving short-term emergencies.
Our emergency loans are accessible to Singapore Citizens, Permanent Residents, and foreigners with valid work passes, and require only basic documentation like proof of income and employment. We offer transparent terms, competitive interest rates, and zero hidden fees, ensuring peace of mind at every stage. Let Best Licensed Moneylender be your trusted support during life’s unpredictable moments. Fast. Secure. Responsible.
30-minuteLoan Approval
No GuarantorRequired
CashDisbursed on the spot
Licensedby Registry of Moneylender
At Best Licensed Moneylender PTE LTD, we make loan applications simple and accessible. Whether you're a Singaporean, PR, or foreigner, we welcome you to apply — as long as you meet the basic eligibility criteria below:
At least 21 years of age
Proof of stable income
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Singaporeans/PR
Singaporeans or PRs need to present the following:
NRICSingPass login details for CPF, HDB, or IRAS verification Proof of income: CPF contribution history or latest 3 months’ payslipsForeigners
Foreigners need to present the following:
Valid Employment Pass, S Pass, or Work Permit with a minimum validity of 6 monthsPassportProof of income: Latest 3 months' payslipsEmployment contractFor Business Loans
If applying for a business loan, the following additional documents are required:
ACRA Business ProfileProfit and Loss (P&L) statement ACRA Income Tax Reporting SummaryProof of incoming fundsMost recent 6 months of business bank statements
Apply with Myinfo
Submit an application through Singpass Myinfo for fast processing within 3 minutes.
Book an Appointment
Receive same day in-principle approvals. Book your appointment with us today through Tidio at the bottom-right.
Receive Your Funds
Funds can be disbursed physically at the outlet, or through your preferred PayNow address.
Save yourself hours and let us help you get the best loans
Read latest below or check our reviews on Google
Apr 15, 2025
This is my first time taking money lender loans and the staff explained it to me so well which i am thankful for. good customer service as she guide me slowly step by step on the process. thank you for your help!
Apr 26, 2025
This is my first time going to Best Licensed Moneylender. I had a pleasant experience with Yan Ting as she was very clear and answered all my queries. Would definitely recommend this place to someone who needs quick cash
Apr 10, 2025
First time here. And honestly this was the first money lender I went to that feels so accommodating. The place is nice too. It was a fast transaction where you don’t have to sign any papers yourself. I would like to thank Starry for being nice and for explaining everything. Will recommend this place for sure.
May 21, 2025
First time engaging with Best Licensed, and I had a smooth experience. Special thanks to Mysta, who assisted me with my debt consolidation. She was articulate, attentive, and took the time to clearly explain all possible solutions. I truly appreciate her professionalism and patience. Highly recommend booking your next appointment with her at Best Licensed.
May 27, 2025
⭐️⭐️⭐️⭐️⭐️ Great Service Had a smooth experience with the loan process. Mysta was very professional and helpful — she explained everything clearly and made the process stress-free. Approval and disbursement were fast, just when I needed it most. Appreciate the support and transparency. Highly recommended!
What is an emergency loan?
What is an emergency loan?
An emergency loan is a fast, short-term financial solution designed to help individuals handle unexpected expenses such as medical bills, urgent home repairs, or sudden travel costs. Offered by licensed moneylenders in Singapore, it provides quick access to funds without the need for collateral.
Who is eligible to apply for an emergency loan in Singapore?
Who is eligible to apply for an emergency loan in Singapore?
Eligibility includes:
Singapore Citizens and Permanent Residents
Foreigners with a valid Employment Pass, S Pass, or Work Permit
Must be at least 21 years old. For Singaporeans / PR: -If your annual income is less than $20,000, you are eligible for a loan of up to $3,000. -If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income. For foreigners: – If your annual income is less than $10,000, you are eligible for a loan of up to $500. – If your annual income is between $10,000 to $20,000, you are eligible for a loan of up to $3,000.
If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income.
How quickly can I get my emergency loan approved and disbursed?
How quickly can I get my emergency loan approved and disbursed?
With SingPass MyInfo integration, you can get in-principle approval within 20 minutes. Once approved, funds can be disbursed on the same business day via PayNow or collected at our office.
What documents do I need to submit?
What documents do I need to submit?
You’ll need:
Valid NRIC or Work Pass
Proof of income (latest payslips or bank statements)
Proof of employment (e.g., employment letter or CPF contributions)
MyInfo access for faster processing
Are there any hidden fees or penalties?
Are there any hidden fees or penalties?
No. At Best Licensed Moneylender, we guarantee transparent terms, with no hidden charges. All fees and interest rates are in compliance with the Moneylenders Act, ensuring fair and legal lending practices.
Save yourself hours and let us help you get the best loans.
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How to Differentiate Licensed Moneylenders from Illegal MoneylendersProspective clients can identify licensed moneylenders through the presence of a Singpass application function. This is such as the installation of said function requires approval from the Ministry of Law – the regulator of licensed moneylenders in Singapore. At Best Licensed Moneylender in Singapore, we always advise our clients to submit applications via Singpass. Using Myinfo to retrieve your details, this also enables us to perform accurate assessments and provide faster in-principal approvals within 3 minutes.
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