Mon - Sat : 11am - 7pm
Mon - Sat : 11am - 7pm
Need urgent financial help? At Best Licensed Moneylender Pte Ltd, we make it easy to acccess financing in Singapore with quick, hassle-free approvals — often within minutes via Singpass Myinfo.
Since 2004, we’ve helped over 32,000 satisfied customers access urgent funds when they need it most. Whether it's an emergency medical bill, sudden car repairs, or unexpected expenses, our digitalised loan process ensures you get the cash fast — securely and confidentially.
$5,000
disbursed
for medical bills
32K+
Satisfied Customers
30+
Years of Experience
500K+
Loans Dispersed
Find the Best Loans with Best Licensed Moneylender
How much do you want to borrow?
$2,000
$1000
$100k
Term (months)
6 months
1 mth
36 mths
When you are planning on getting a loan, the first question that arises is the legitimacy of the loan provider. Having a loan approved by a legal and reputable moneylender helps you go through the repayment terms, agreement terms and interest rates along with any requirements of collateral.
When applying for loans you must beware of illegal lenders and worst of all loan sharks. While on the lookout for loans be sure to find the best legal money lenders available to you, ensure the legitimacy of the company, check out the reviews and be sure to understand the agreement terms.
Apply with Myinfo
Submit an application through Singpass Myinfo for fast processing within 3 minutes.
Book an Appointment
Receive same day in-principle approvals. Book your appointment with us today through Tidio at the bottom-right.
Receive Your Funds
Funds can be disbursed physically at the outlet, or through your preferred PayNow address.
We are a licensed moneylender in Singapore, and we commit ourselves to a customer-first service, built on transparency, trust and professionalism. Since 2004, Best Licensed Moneylender has proudly served over 32,000 clients and disbursed more than 500,000 loans, catering to both individuals and businesses. Our experience in the industry has allowed us to understand the diverse financial needs of our customers, and to design customised loan packages that are flexible, fast, and fair. When disbursing loans, we believe in responsible moneylending to safeguard valued customers like you. That’s why we conduct proper credit and background checks, ensuring that you borrow within your means. We also aim to educate and empower borrowers with informative blogs on various loan types, so you can make well-informed decisions. Moreover, we’re always available through our 24/7 helpdesk, offering support from inquiry to disbursement and beyond. Whether it’s a question about loan eligibility or repayment options, our friendly team is just a message or call away. Through our continuous investments into digitalisation, we’ve optimised every step of the loan process to ensure speed, convenience, and confidentiality. From using Myinfo via Singpass for quick applications to offering cash and PayNow disbursements, we embrace technology to make borrowing smoother and safer. At Best Licensed Moneylender, we don’t just provide loans, we reshape and push the concept of licensed moneylending in Singapore, making it more human, more helpful and more reliable.
Apply nowWe are here to help you with all your financial needs. Book an appointment with us for a non-obligation discussion.
Cover medical bills
We understand your needs. With just your documents, we can provide same day in-principle approval. Borrow worry-free as we operate upon Ministry of Law regulations.
Our credit requirements are lenient. Any client can receive customised loan support with just a stable and proven salary record.
Our applications are encrypted across our channels. Rest assured as your personal information is kept secure with us.
$5,000
disbursed
for medical bills
Reliable loans, tailored to your needs — anytime, anywhere
1
Instant Application & Same-Day Approval
Apply online using Singpass Myinfo and get in-principle approval within minutes. With over 500,000 loans disbursed since 2004, we know your time matters. Whether it’s a personal or business emergency, our process is built for speed and efficiency.
2
Fast Disbursement via Cash or PayNow
Once approved, receive your funds immediately — no unnecessary waiting. Whether you prefer physical cash or a secure PayNow transfer, we ensure your disbursement is smooth, confidential, and instant.
3
Low Rates & Flexible Repayments
Our interest rates are capped at 1%–4% monthly with customizable repayment plans. We offer responsible lending solutions that ease your financial burden — not add to it.
Last update 12 Jun 2025
Application Submitted in last 30 days
1409
Processing Time average
47min
Start your loan journey in just a few clicks. Using Singpass Myinfo, you can securely submit your application online and complete it within 3 minutes. This allows us to pre-fill your details and speed up the loan assessment process—no paperwork, no hassle.
Check your eligibility instantly with our easy-to-use loan calculator. Understand how much you can borrow based on your income and status before finalising your application.
| Date | Principal | Interest | Total |
|---|---|---|---|
| 08-01-2024 | 641.23 | 78.33 | 719.56 |
| 08-02-2024 | 666.34 | 53.22 | 719.56 |
| 08-03-2024 | 692.43 | 27.12 | 719.55 |
| TOTAL | 2000.00 | 158.67 | 2158.67 |
Please feel free to explore our Loan Calculator to assess your estimated monthly repayments for your loan.
Once approved, you will receive a customised loan contract explaining all terms clearly. After signing, funds are disbursed immediately either in cash at our office or via secure PayNow transfer.
Repay your loan conveniently through bank transfer, PayNow, or in person. Our flexible repayment plans are designed to suit your financial situation, making the process hassle-free.
Planning to pay off your loan early? Contact us by WhatsApp or phone first and we'll give you the exact amount needed to close your loan before you transfer the funds.
We provide official receipts for every repayment to keep your records transparent. Want to clear your loan early? Enjoy our early full settlement discounts with no hidden penalties.
At Best Licensed Moneylender PTE LTD, we make loan applications simple and accessible. Whether you're a Singaporean, PR, or foreigner, we welcome you to apply — as long as you meet the basic eligibility criteria below:
At least 21 years of age
Proof of stable income
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Singaporeans/PR
Singaporeans or PRs need to present the following:
NRICSingPass login details for CPF, HDB, or IRAS verification Proof of income: CPF contribution history or latest 3 months’ payslipsForeigners
Foreigners need to present the following:
Valid Employment Pass, S Pass, or Work Permit with a minimum validity of 6 monthsPassportProof of income: Latest 3 months' payslipsEmployment contractFor Business Loans
If applying for a business loan, the following additional documents are required:
ACRA Business ProfileProfit and Loss (P&L) statement ACRA Income Tax Reporting SummaryProof of incoming fundsMost recent 6 months of business bank statementsYour maximum loan amount will depend on factors such as your income level and citizenship status.
Your Annual Income
Under SGD 10,000
From SGD 10,000 to less than 20,000
SGD 20,000 or more
Singaporeans & Permanent Residents
Up to SGD 3,000
Up to 6X of your monthly income
Foreigners Living in Singapore
Up to SGD 500
Up to SGD 3,000
Up to 6X your monthly income
Best Licensed Moneylender PTE LTD is fully licensed under the Registry of Moneylenders and compliant with the Moneylenders Act in Singapore. With over 30 years of experience and more than 500,000 loans disbursed, we’ve built a trusted name in the industry—offering legal, secure, and efficient loan solutions.
We are committed to understanding your financial situation before offering a loan package. Our experienced team ensures that all terms and conditions are clearly explained so you can make informed decisions. Whether it’s for personal, business, or emergency needs, we strive to offer tailored loan plans that work for you.
Our goal goes beyond disbursing funds. We provide continuous support—from the moment you enquire to the moment your loan is fully repaid. Through our 24/7 helpdesk, responsible lending practices, and informative resources, we empower clients with both immediate solutions and long-term financial awareness.
With end-to-end encryption and secure digital infrastructure, we protect every detail you share with us. Your loan transactions, personal documents, and identity information are handled with the strictest confidentiality—ensuring a seamless and private experience at every step.
13, North Bridge Road, #01-3984, Golden Beach Vista, Singapore 190013
Read latest below or check our reviews on Google
Apr 15, 2025
This is my first time taking money lender loans and the staff explained it to me so well which i am thankful for. good customer service as she guide me slowly step by step on the process. thank you for your help!
Apr 26, 2025
This is my first time going to Best Licensed Moneylender. I had a pleasant experience with Yan Ting as she was very clear and answered all my queries. Would definitely recommend this place to someone who needs quick cash
Apr 10, 2025
First time here. And honestly this was the first money lender I went to that feels so accommodating. The place is nice too. It was a fast transaction where you don’t have to sign any papers yourself. I would like to thank Starry for being nice and for explaining everything. Will recommend this place for sure.
May 21, 2025
First time engaging with Best Licensed, and I had a smooth experience. Special thanks to Mysta, who assisted me with my debt consolidation. She was articulate, attentive, and took the time to clearly explain all possible solutions. I truly appreciate her professionalism and patience. Highly recommend booking your next appointment with her at Best Licensed.
May 27, 2025
⭐️⭐️⭐️⭐️⭐️ Great Service Had a smooth experience with the loan process. Mysta was very professional and helpful — she explained everything clearly and made the process stress-free. Approval and disbursement were fast, just when I needed it most. Appreciate the support and transparency. Highly recommended!
What should I do if I get rejected by the licensed moneylenders in Singapore?
What should I do if I get rejected by the licensed moneylenders in Singapore?
If your application for a loan is not successful, you may try searching for other financial assistance programs. You should also consider financial advisors.
What are the warning signs that a moneylender may be unlicensed?
What are the warning signs that a moneylender may be unlicensed?
There are several indicators that a money lender in Singapore is not licensed. Unlicensed moneylenders often make use of techniques such as unsolicited advertising. This is the most common indicator. They may also limit their interaction face-to-face and may use aggressive debt collection methods.
Are licensed money lender safe in Singapore?
Are licensed money lender safe in Singapore?
We, a registered legal moneylender in Singapore, are under the governance of the Singapore law. We must adhere to several strict rules and ensure that we protect our borrowers.
What if you are unable to pay after borrowing from a money lender?
What if you are unable to pay after borrowing from a money lender?
Talk to your lender regarding your circumstances if you are unable to repay your loan. They could provide refinancing choices or adjustable terms for repayment. Social service organisations can also assist you with debt counselling.
Can foreigners apply for a loan in Singapore with a licensed moneylender?
Can foreigners apply for a loan in Singapore with a licensed moneylender?
Yes, licensed moneylenders in Singapore offer loan options for foreigners who are residing or working in the country. You will typically need to provide valid identification, proof of employment, and a valid work permit or pass. Our team ensures that the process is simple, transparent, and tailored to your needs.
Save yourself hours and let us help you get the best loans.
Jun 06, 2025
How to Differentiate Licensed Moneylenders from Illegal MoneylendersProspective clients can identify licensed moneylenders through the presence of a Singpass application function. This is such as the installation of said function requires approval from the Ministry of Law – the regulator of licensed moneylenders in Singapore. At Best Licensed Moneylender in Singapore, we always advise our clients to submit applications via Singpass. Using Myinfo to retrieve your details, this also enables us to perform accurate assessments and provide faster in-principal approvals within 3 minutes.
Jun 06, 2025
Best Licensed Moneylender – Can I have more than one personal loan from licensed moneylenders?This Best Licensed Moneylender article aims to dispel misconceptions about personal loans from licensed moneylenders in Singapore.
Jun 06, 2025
Licensed Moneylenders: What You Should Know Before BorrowingBorrowing money can be challenging, particularly for newcomers from abroad. Even locals often face difficulties when seeking loans from traditional banks. However, the presence of a reputable licensed moneylender, whose operations are regulated by the Ministry of Law, provides a reliable and secure alternative for individuals in need of quick cash. Unfortunately, some locals and foreigners in urgent financial situations fall prey to loan shark offers. These illicit lenders engage in high-risk and unregulated activities, manipulating loan terms and pressuring vulnerable borrowers into making exorbitant payments. Moreover, they resort to harassment tactics against borrowers who default on payments, fail to meet their obligations or seek assistance from authorities. Therefore, it is essential to familiarize oneself with licensed moneylenders and exercise caution before borrowing from them.
Jun 06, 2025
How to Identify and Avoid Loan Scams in Singapore?Borrowing money becomes a necessity when the need arises, providing valuable financial assistance. However, it’s crucial to be aware that money scams are increasingly prevalent in Singapore. It is essential to stay vigilant and check for Singapore loan scams to avoid falling victim to fraudulent schemes that could lead to further debt. These scams often target vulnerable borrowers, emphasizing the importance of being informed about the tactics employed by con artists in today’s landscape. The Singapore Police Force reported that 1700 incidents involving at least $6.8 million in fraud were recorded between January and November 2019. All of them could have connections to illicit moneylending. Borrowers can protect themselves from loan scams by having proper knowledge and awareness. This blog post will guide you on identifying and avoiding loan scams in Singapore!
Jun 06, 2025
A Step-by-Step Guide to Applying for a Personal Loan in SingaporeSecuring a personal loan has become increasingly prevalent in Singapore. Unlike other types of loans, a personal loan is not backed by real estate or other assets. Instead, these loans rely on the borrower’s integrity and creditworthiness. However, if you’re new to the process, applying for a loan can be challenging. Once you have decided, you just have to find out where and how to apply for a personal loan. It’s important for you to know the right steps for a personal loan application. In this blog, we have compiled a list of some essential steps that make your personal loan procedure seamless!
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