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For a smooth loan application process

For a smooth loan application process...

32,000+

Satisfied Customers

30+

Years of Experience

24 /7

Helpdesk Availability

500,000+

Loans Disbursed

OUR LOANS

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Personal Loans

Whether you're working on a project or paying off bills, a personal loan will provide instant financial relief. Talk to us and our professional loan providers will customise a flexible personal loan plan for you.

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Business Loans

If you're a business owner, you would understand that funding is a core criteria to elevate one's enterprise. The next level, be it starting, expanding or managing. We offer many forms of credit to different business sizes and stages. Get in touch with us and talk to us about it.

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Payday Loans

Many households find it hard to cater to expenses using their salary. A payday loan will address short-term needs from bills to car installments. We understand your needs, and will help you to bridge cash shortfalls till your next paycheck.

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Renovation Loans

Renovating your home can be an exciting yet rather expensive project. As such, taking a renovation loan from the Best Licensed Moneylender in Singapore can be very handy.

How It Works

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Apply with Myinfo

Submit an application through Singpass Myinfo for fast processing within 3 minutes.

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Book an Appointment

Receive same day in-principle approvals.

Book your appointment with us today through Tidio at the bottom-right.

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Receive Your Funds

Funds can be disbursed physically at the outlet, or through your preferred PayNow address.

About US

About Us

We are a licensed moneylender in Singapore, and commit ourselves to customer-first service.

When disbursing loans, we believe in responsible moneylending to safeguard valued customers like you. As such, we do proper credit and background checks alongside informative blogs on loan types. Moreover, we’re always available to our customers through our 24/7 helpdesk should they have any queries. From questions to disbursement, we’ll be there to assist you throughout the whole process.

Through our FinTech investments into digitalisation, we’ve optimised the loan process to ensure convenience and confidentiality for you. We reshape and push the concept of licensed moneylending in Singapore.

Why our clients choose us

Quick Loan Processing: We understand your needs. With just your documents, we can provide same day in-principle approval. Borrow worry-free as we operate upon Ministry of Law regulations.

Minimal Credit Requirements: Our credit requirements are lenient. Any client can receive customised loan support with just a stable and proven salary record. 

Private & Confidential: Our applications are encrypted across our channels. Rest assured as your personal information is kept secure with us.

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The Best Legal Money Lender In Singapore

When you are planning on getting a loan, the first question that arises is the legitimacy of the loan provider. Having a loan approved by the best legal moneylender Singapore helps you go through the repayment terms, agreement terms, and interest rates along with any requirements of collateral.

When applying for loans you must beware of illegal lenders and worst of all loan sharks. While on the lookout for loans be sure to find the best legal money lenders available to you, ensure the legitimacy of the company, check out the reviews, and be sure to understand the agreement terms.

Why Should You Choose The Best Licensed Moneylender Pte Ltd?

Best Licensed Moneylender Pte Ltd is a legitimate company that can take you swiftly through the loan application and approval process and helps you fulfil your financial needs as soon as possible. The approval process is speedy. Best Licensed Moneylender Pte Ltd is a licensed company through the registry of money lenders.

With over 32,000 satisfied customers and more than 30 years of experience, they are the best legal money lender in Singapore. More than 500,000 loans disbursed these stats speak for the company itself. But that’s not all, they don’t just provide loans but also make sure you get the loan required by your needs. Whether it’s for your business or just for you to use personally along with many other scenarios, Best Licensed Money Lender in Singapore has got you covered. Have you been thinking, is there any moneylender near me? With their 24/7 helpdesk availability, you don’t have to hesitate at all. Near or far they are just one phone call away to cater a loan to your needs.

Seeking help from the Best Licensed Moneylender Pte Ltd has been the best decision for all that have tried. However, to ensure you get exactly what you need on the terms that suit you best you will need to provide relevant information.

Type Of Loans Offered At Best Licensed Moneylender Pte Ltd:

1. Personal Loan:

Have you been in a fender bender recently or couldn’t pay your bills or any other personal frustration? No worries! At Best Licensed Money Lender Pte Ltd, our customer care will listen to your situation and make sure you receive the loan you need. The plan they recommend will be great to ensure you can easily pay back the loan with no hiccups. To make sure everything is perfect according to your situation, our representative will check your monthly income and be sure you will be able to pay back the personal loan in time with no hesitation.

You can turn to a licensed money lender that has no hidden fees. Having an unlicensed money lender can be very frustrating and even a nightmare if you have offered them collateral.

Are you stuck in a tough spot in life and thinking, is there any moneylender near me? Well think no more, whether you need to fix your car or the house air conditioner, just reach out to Best Licensed Moneylender Pte Ltd and have your problem solved.

2. Business Loan:

If your business is suffering due to low finances, our representatives are ready to help. Or if you are planning to finance a new business, we have got you covered.
At Best Licensed Money Lender Pte Ltd we offer quick approvals and easy-to-access loans for business personnel. All you need to do is provide us with your relevant documentation and we will consider your application. You will get a loan most favourable to you and your business with satisfying terms and conditions. The loan and its terms will be crafted upon your needs so that repaying will not be an issue either.

3. Payday Loan:

In today’s world, it is not uncommon to fall short on money before your next paycheck. But paying bills cannot stop. We offer Payday loans so you can ease the burden off your shoulders until your next paycheck. Contact us today.

4. Renovation Loan:

Have you recently got a quote on some renovations in your house, but they seem expensive? Well, don’t lose your excitement that early. Apply for a loan from the best legal money lender in Singapore today and live in your dream house tomorrow.

Local Money Lenders vs. Banks

To choose the optimal option for loans, one needs to understand the difference between a direct licensed moneylender in Singapore and a bank:

AspectLocal Money LendersBanks
Loan approval timeInstantSeveral weeks
Credit requirementsLenientStrict
Interest ratesMonthly (1%-4%)Annual (3.5%-6.5%)
Repayment periodShort-term (up to 24 months)Long-term (up to 7 years)
Loan amountUp to 6 times monthly incomeUp to 10 times monthly income
Min. income required for unsecured loan$20000 per yearNo Min. income requirement

Best Licensed Moneylender is a legal moneylender in Singapore. We provide quicker approval and lenient credit requirements, thus suitable for short-term needs. Banks, while offering to lend at lower rates, requires a good credit history and have a stricter approval process.

Applying for a Loan at Best Licensed Money Lender in Singapore

Getting a loan from us is simple and fast:

  • Application: Submit an application via SingPass in our online portal. It takes just a few minutes.
  • Appointment booking: Book an appointment for a face-to-face verification. We ensure all processes conducted are transparent.
  • Approval: Receive same-day in-principal approval. We value your time and are very prompt in our responses.
  • Disbursement: Receive your loan through cash or PayNow. It is done quickly, and no time is wasted.

Verification of Legitimacy: How to Avoid Illegitimate Money Lenders

It is solely up to the borrower to find a legitimate money lender in Singapore. Below are ways to locate a licensed money lender:

  • Check licensing: Verify the license with the Ministry of Law.
  • Advertisement methods: Authentic money lenders don’t utilise cold calls, texts, or emails. They use authorised channels only.
  • Face-to-face verification: Is necessary to approve and release any loan. Law and order is ensured by taking this step.
  • Threats and harassment: Authorised lenders adhere to legal regulations and abstain from using abusive tactics.

Step-by-Step Process to Applying for a Loan

This is a basic guide for a loan application process with Best Licensed Moneylender, a registered licensed moneylender in Singapore:

  • Research: Search for licensed moneylenders.
  • Enquire: Call to enquire about loans. Collect all required information.
  • Compare: Compare the rates and terms from other lenders. Select the one that is suitable for you.
  • Appointment: Make an appointment for a face-to-face verification. Bring all necessary documents for the review.
  • Approval: If approved, your application is completed. This will take around 15-20 minutes.
  • Review contract: Review the loan contract along with the loan officer. Make sure you acknowledge all the terms before signing the contract.
  • Disbursement: Once the contract is signed, your money will be disbursed instantly. You can ask for the money in cash or a transfer to your bank account.

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CUSTOMER REVIEWS

Their words, not ours!

Frequently Asked Questions

Read our frequently asked questions for fast answers

If your application for a loan is not successful, you may try searching for other financial assistance programs. You should also consider financial advisors.

There are several indicators that a money lender in Singapore is not licensed. Unlicensed moneylenders often make use of techniques such as unsolicited advertising. This is the most common indicator. They may also limit their interaction face-to-face and may use aggressive debt collection methods.

We, a registered legal moneylender in Singapore, are under the governance of the Singapore law. We must adhere to several strict rules and ensure that we protect our borrowers.

Talk to your lender regarding your circumstances if you are unable to repay your loan. They could provide refinancing choices or adjustable terms for repayment. Social service organisations can also assist you with debt counselling.